Provider Networks Explained
A Basic Explanation Your health plan has a list of doctors, facilities, and other providers who are contracted to offer healthcare services to you at
Open Enrollment Period Explained
A Basic Explanation Open enrollment is a window of time when you can sign up for comprehensive health insurance or change your plan. The open
Premiums Explained
A Basic Explanation Once you buy a health insurance plan, you'll have to pay a health insurance bill every month. This is your monthly premium.
Health Maintenance Organization (HMO) Plans Explained
A Basic Explanation With an HMO, you’ll probably need to select a primary care physician (PCP). Most HMO plans only cover your care if you
Preferred Provider Organization (PPO) Plans Explained
A Basic Explanation A PPO plan does not require you to select a primary care physician or get a referral to see a specialist. You
Government Marketplaces Explained
A Basic Explanation You may have heard the term "health insurance marketplace" or "health insurance exchange" in the news lately. It's a key element of
Metal Tiers Explained
A Basic Explanation Any health insurance plan you buy is going to pay a portion of your healthcare costs. But how generous will each plan
Medicare Explained
A Basic Explanation Medicare is a health insurance program offered by the federal government that covers many Americans as soon as they celebrate their 65th
Tax Penalties Explained
A Basic Explanation The Affordable Care Act (ACA) requires most Americans to have health coverage. If you’re required to buy health insurance and you don’t
Vision Explained
A Basic Explanation Basic vision coverage for children is an essential health benefit and must be included in all qualified plans. However, that’s not the