Tax Penalties Explained
A Basic Explanation The Affordable Care Act (ACA) requires most Americans to have health coverage. If you’re required to buy health insurance and you don’t
Vision Explained
A Basic Explanation Basic vision coverage for children is an essential health benefit and must be included in all qualified plans. However, that’s not the
Pediatric Dental Insurance Explained
A Basic Explanation The Affordable Care Act (ACA) says that all children under age 19 are entitled to basic dental care. In fact, pediatric dental
Short-Term Medical Insurance Explained
A Basic Explanation Imagine you’ve lost your job and your health insurance right along with it. Luckily, you find a new job quickly—but your new
Out-of-Pocket Max Explained
A Basic Explanation Once you have health insurance, there's a limit on how much you'll pay for in-network healthcare in a plan year. It's called
Hospitalization Explained
A Basic Explanation Can you believe the average hospital stay lasts less than five days but costs more than $10,000? That’s one of the most
Household Income Explained
A Basic Explanation Will you qualify for government tax credits to help pay for your health insurance? The answer depends, in part, on your household
Household Size Explained
A Basic Explanation If you’re applying for government money to help you pay for health insurance, you’ll need to say how many people are in
Tobacco Usage Explained
A Basic Explanation If you’re a regular tobacco user, you may have to pay more for your health insurance. In some states your premium could
Qualified Health Plans Explained
A Basic Explanation Qualified health plans are health insurance policies that must meet certain standards established by the Affordable Care Act (ACA). Beginning in 2014