How States Are Making Health Insurance More Affordable
For millions of Americans, the Affordable Care Act (ACA) marketplace is the primary way to access health insurance. Federal subsidies already play a major role in lowering premiums—but for many
State Subsidies: Two Flexible Paths for Expanding Affordability
Rising health care costs, combined with the end of enhanced Affordable Care Act (ACA) subsidies last year, have prompted many states to explore strategies for improving coverage affordability for their
Special Enrollment Periods in 2026: What to Know After Open Enrollment Ends
Navigating the health insurance landscape can be challenging—especially when life doesn’t stick to a calendar. Now that the Open Enrollment Period for 2026 coverage has ended, many people assume their opportunity to
What is an HSA — and How Does It Fit into the ACA Marketplace?
As Congress debates whether to extend the enhanced subsidies for Affordable Care Act (ACA) coverage, some lawmakers are proposing an alternative: expanding the use of HSAs or even redirecting a portion of ACA subsidy
Enhanced Direct Enrollment: Georgia Access and the Power of Partnership
Across the nation, state-based health insurance exchanges are searching for ways to better serve their communities while making enrollment easier, more personal, and more accessible for everyone. In this spirit
The Hidden Costs of Open-Source Promises in State IT Projects
When it comes to information technology (IT) projects, one of the first and most important decisions a state must make is what kind of technology to use. Today, most states
OEP 2026: Helping Consumers Navigate Cost and Coverage
As state-based exchanges (SBEs ) prepare for Plan Year 2026, it’s clear that the upcoming Open Enrollment Period (OEP) will look markedly different from those in recent memory. Between the Marketplace
A Dozen Years of Connection: Your Health Idaho’s People-First Mission
Introduction: Local Service, Lasting Impact When Your Health Idaho opened its doors in 2013, its vision was ambitious but simple: make health insurance accessible, understandable, and uniquely tailored to Idahoans.
Change for the Better: Today’s Path to a State-Based Exchange
“All things are difficult before they are easy.” – Thomas Fuller Change can be difficult, but sometimes, it’s also necessary for making things better – and easier – in the
State-Based Exchanges: Maximizing Autonomy and Consumer Benefits
State-based exchanges (SBEs) have emerged as an indispensable tool for helping states tailor health insurance marketplaces to their unique populations, offering flexibility in outreach, enrollment, and regulatory adaptation. While both