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The latest and greatest from across the GetInsured universe.

Blog2020-09-08T11:50:13-04:00

What You Need to Know When Moving to a Full Defined Contribution Funding Arrangement

Thursday, May 22, 2014|

We occasionally get questions from brokers and employers about how they should setup their defined contribution funding arrangements. In a future post we'll share some of the general guidance that brokers can share with their clients. However, in this post we'll take a more technical approach, looking first at the regulations that apply to employers moving to a full defined contribution funding arrangement.

Survey of 70 Insurance Companies Finds Nearly Half Will Launch Their Own Proprietary Private Exchanges by 2015

Sunday, May 4, 2014|

With the cost of healthcare claims continuing to rise, there is increasing interest in private exchanges, according to a recent survey conducted by Wells Fargo Insurance, a national insurance brokerage firm and part of Wells Fargo & Co. The survey of more than 70 insurance companies nationwide showed that rising healthcare premium costs are forcing employers to find new ways to control costs while maintaining and improving the health risk of their employees.

Small Groups and Private Exchanges in Pictures

Wednesday, April 9, 2014|

The question over where small groups will land in the insurance exchange marketplace remains top of mind across the health insurance industry. “Most of the attention to date has been on large employers, but small and midsized employers actually stand to gain the most value by participating in exchanges,” according to Booz and Company. And, the opportunity for health insurers to tap into this market with a private exchange offering is sizeable.

The Private Exchange as a Front Door

Thursday, January 30, 2014|

One of the recurring themes at the Consumer-Driven Healthcare and the Private Marketplace Conference in Scottsdale, AZ last week was the idea that a private exchange should be thought of as a “front door” to the healthcare system, rather than a finite destination. What does that really mean?

Caregiving Services Explained

Friday, January 10, 2014|

A Basic Explanation For the 52 million Americans who care for a spouse, child, or parent, health insurance can help pay the medical bills and

Supporting Our Customers and Theirs

Thursday, January 9, 2014|

“Easy.” We often hear from our customers that MyBenefits – a private health insurance exchange software platform built by Array Health – is “easy to navigate” and “easy to use.” From a client services standpoint, this is music to our ears. Health insurance is complicated. We want our customers to feel confident throughout their shopping experience on MyBenefits and we want them to feel comfortable returning to the site at any time to access their insurance information.

Cost-Sharing Reductions Explained

Wednesday, January 8, 2014|

A Basic Explanation If you qualify, the Affordable Care Act (ACA) can help you afford insurance by paying part of your healthcare costs.With a cost-sharing

Coinsurance Explained

Tuesday, January 7, 2014|

A Basic Explanation Coinsurance (or co-insurance) simply refers to the percentage you pay when you and your insurer split the cost of some types of

Medical Tests Explained

Saturday, January 4, 2014|

A Basic Explanation If you go to your doctor because your stomach has been hurting for a while, it’s unlikely he’ll just guess at what’s

Add These Reports to Your Year-End Reading List

Tuesday, December 17, 2013|

Every year around this time, analysts, consultancies, and human capital researchers publish a barrage of annual reports on employer-sponsored health benefits. Array is keeping a close eye on movement and trends in this space, and there's certainly no shortage of reading material or data.