Medicaid Explained
A Basic Explanation Medicaid is a state and federally funded program that helps Americans with limited income pay their medical bills. It also offers healthcare
CHIP Explained
A Basic Explanation All parents want their kids to grow up happy and healthy. For families who need some assistance in making sure their youngest
Emergency Care Explained
A Basic Explanation If your spouse suddenly has chest pains and trouble breathing, you shouldn’t have to stress about whether a trip to the ER
Dental Insurance Explained
A Basic Explanation Everybody wants a megawatt smile, but did you know that healthy teeth and gums contribute to the overall health of your whole
Essential Health Benefits Explained
A Basic Explanation If you’re buying your own health insurance (meaning you’re not getting your coverage through an employer, or as part of any other
Health Insurance Tax Credits Explained
A Basic Explanation An advanced premium tax credit — or simply premium tax credit — is designed to make it easier for you to afford
PHIX Congress 2014 – Key Takeaways
I participated in the first annual Private Health Insurance Exchange Congress organized by Global Media Dynamics in Las Vegas this past week. In attendance were
Examining Private Exchanges in the Employer-Sponsored Insurance Market
The Kaiser Family Foundation recently released a report entitled “Examining Private Exchanges in the Employer-Sponsored Insurance Market,” and Array Health is proud to be among
Robust Administration Capabilities: A Must-have for Private Exchanges
Accenture’s recent report "Growing Pains for Private Health Insurance Exchanges” raises several strong points about the challenges of delivering on the promises of private health
Setting Up Defined Contribution Class Structures
Employers who sponsor self-funded group health plans (as well as fully-insured employers who want to proactively comply with non-discrimination requirements) and are moving from defined benefit (DB) to defined contribution (DC) funding arrangements need to decide and define how they allocate funds for employees to use. DC funding arrangements allow an employer to completely define their maximum annual spend for health benefits prior to open enrollment.