From Our Blog

The latest and greatest from across the GetInsured universe.


Setting Up Defined Contribution Class Structures

Tuesday, July 1, 2014|

Employers who sponsor self-funded group health plans (as well as fully-insured employers who want to proactively comply with non-discrimination requirements) and are moving from defined benefit (DB) to defined contribution (DC) funding arrangements need to decide and define how they allocate funds for employees to use. DC funding arrangements allow an employer to completely define their maximum annual spend for health benefits prior to open enrollment.

New Survey Results Show the Momentum to Broad-Scale Adoption of Private Exchanges Continues

Wednesday, June 25, 2014|

With over three million people currently enrolled through a private health insurance exchange and 40 million predicted to enroll by 2018, anticipated broad-scale adoption of private exchanges (both single and multi-insurer) is of great interest. We decided that now — halfway through 2014 — is an ideal time to connect with health insurance leaders to get their perspective on this rapidly changing marketplace.

What You Need to Know When Moving to a Full Defined Contribution Funding Arrangement

Thursday, May 22, 2014|

We occasionally get questions from brokers and employers about how they should setup their defined contribution funding arrangements. In a future post we'll share some of the general guidance that brokers can share with their clients. However, in this post we'll take a more technical approach, looking first at the regulations that apply to employers moving to a full defined contribution funding arrangement.

Survey of 70 Insurance Companies Finds Nearly Half Will Launch Their Own Proprietary Private Exchanges by 2015

Sunday, May 4, 2014|

With the cost of healthcare claims continuing to rise, there is increasing interest in private exchanges, according to a recent survey conducted by Wells Fargo Insurance, a national insurance brokerage firm and part of Wells Fargo & Co. The survey of more than 70 insurance companies nationwide showed that rising healthcare premium costs are forcing employers to find new ways to control costs while maintaining and improving the health risk of their employees.

Small Groups and Private Exchanges in Pictures

Wednesday, April 9, 2014|

The question over where small groups will land in the insurance exchange marketplace remains top of mind across the health insurance industry. “Most of the attention to date has been on large employers, but small and midsized employers actually stand to gain the most value by participating in exchanges,” according to Booz and Company. And, the opportunity for health insurers to tap into this market with a private exchange offering is sizeable.