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Coverage Start Date Explained

By |2020-06-19T11:04:31-04:00Friday, November 14, 2014|

Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Maybe, maybe not. Your health insurance coverage start date—also called your

Exemptions Explained

By |2020-06-19T11:14:04-04:00Friday, November 14, 2014|

A Basic Explanation Under the Affordable Care Act, many Americans who don’t have health insurance that qualifies as minimum essential coverage will have to pay a penalty. However, some situations,

Catastrophic Plans Explained

By |2019-04-11T10:49:42-04:00Thursday, November 13, 2014|

A Basic Explanation Catastrophic coverage is health insurance that primarily protects you from medical bankruptcy if you suffer a serious accident or illness. It's the least generous type of health

Preventive Care Explained

By |2019-04-11T10:50:37-04:00Monday, November 10, 2014|

A Basic Explanation Taking steps to catch health problems early, before they become a big deal, is what preventive care is all about. Preventive healthcare can allow your doctor to

Copays Explained

By |2020-06-19T10:43:56-04:00Monday, November 10, 2014|

A Basic Explanation If you have insurance and you get sick, you either make an appointment to see your doctor or drop by an urgent care clinic (or, if it’s

Office Visits Explained

By |2020-06-22T10:14:38-04:00Sunday, November 9, 2014|

A Basic Explanation When you visit a doctor, the amount you’ll have to pay will depend on what type of doctor you’re seeing and what the office visit is for.

Summary of Benefits Explained

By |2020-06-22T11:33:46-04:00Saturday, November 8, 2014|

A Basic ExplanationReading the fine print on a health insurance policy is no one’s idea of fun, but it’s definitely worth the effort. Choosing a policy based on the monthly

Provider Networks Explained

By |2020-06-22T10:48:52-04:00Saturday, November 8, 2014|

A Basic Explanation Your health plan has a list of doctors, facilities, and other providers who are contracted to offer healthcare services to you at an agreed-upon cost. This is

Open Enrollment Period Explained

By |2020-06-22T10:17:57-04:00Saturday, November 8, 2014|

A Basic Explanation Open enrollment is a window of time when you can sign up for comprehensive health insurance or change your plan. The open enrollment period to buy coverage