“The most startling metamorphosis over the last few years is the fast-paced transformation of health insurance into a true retail industry.” PwC Chairman Bob Moritz made that observation in a
Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Maybe, maybe not. Your health insurance coverage start date—also called your
A Basic Explanation Under the Affordable Care Act, many Americans who don’t have health insurance that qualifies as minimum essential coverage will have to pay a penalty. However, some situations,
A Basic Explanation Even after you buy health insurance, you'll still have to pay some medical bills. Surprised? Many people are -- and this is why the deductible is such
A Basic Explanation Catastrophic coverage is health insurance that primarily protects you from medical bankruptcy if you suffer a serious accident or illness. It's the least generous type of health
A Basic Explanation Taking steps to catch health problems early, before they become a big deal, is what preventive care is all about. Preventive healthcare can allow your doctor to
A Basic Explanation If you have insurance and you get sick, you either make an appointment to see your doctor or drop by an urgent care clinic (or, if it’s
A Basic Explanation When you visit a doctor, the amount you’ll have to pay will depend on what type of doctor you’re seeing and what the office visit is for.
A Basic ExplanationReading the fine print on a health insurance policy is no one’s idea of fun, but it’s definitely worth the effort. Choosing a policy based on the monthly
A Basic Explanation Your health plan has a list of doctors, facilities, and other providers who are contracted to offer healthcare services to you at an agreed-upon cost. This is