For anyone who has played the popular party game, “Would You Rather,” laughter typically ensues as friends consider crazy, incongruous choices. It seems that for many Americans, having dental surgery
Source: Centers for Medicare & Medicaid Services, National Health Expenditure Projections 2013-2023 By 2018, industry data suggests that the individual health insurance market segment will grow quickly to
“The most startling metamorphosis over the last few years is the fast-paced transformation of health insurance into a true retail industry.” PwC Chairman Bob Moritz made that observation in a
Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Maybe, maybe not. Your health insurance coverage start date—also called your
A Basic Explanation Under the Affordable Care Act, many Americans who don’t have health insurance that qualifies as minimum essential coverage will have to pay a penalty. However, some situations,
A Basic Explanation Even after you buy health insurance, you'll still have to pay some medical bills. Surprised? Many people are -- and this is why the deductible is such
A Basic Explanation Catastrophic coverage is health insurance that primarily protects you from medical bankruptcy if you suffer a serious accident or illness. It's the least generous type of health
A Basic Explanation Taking steps to catch health problems early, before they become a big deal, is what preventive care is all about. Preventive healthcare can allow your doctor to
A Basic Explanation If you have insurance and you get sick, you either make an appointment to see your doctor or drop by an urgent care clinic (or, if it’s
A Basic Explanation When you visit a doctor, the amount you’ll have to pay will depend on what type of doctor you’re seeing and what the office visit is for.