Hospitalization Explained
A Basic Explanation Can you believe the average hospital stay lasts less than five days but costs more than $10,000? That’s one of the most
Household Income Explained
A Basic Explanation Will you qualify for government tax credits to help pay for your health insurance? The answer depends, in part, on your household
Household Size Explained
A Basic Explanation If you’re applying for government money to help you pay for health insurance, you’ll need to say how many people are in
Tobacco Usage Explained
A Basic Explanation If you’re a regular tobacco user, you may have to pay more for your health insurance. In some states your premium could
Qualified Health Plans Explained
A Basic Explanation Qualified health plans are health insurance policies that must meet certain standards established by the Affordable Care Act (ACA). Beginning in 2014
Qualifying Events Explained
A Basic Explanation A qualifying event is just insurance-speak for certain changes in your life, such as a marriage, the loss of a job, or
Prescription Drug Coverage Explained
A Basic Explanation Any new health insurance plan you buy for yourself or your family must cover medicines your doctor prescribes for you. (This is
Preauthorization Explained
A Basic Explanation Before you can schedule certain healthcare services you may need to get preapproval from your insurance company. This is called preauthorization. (The
Health Savings Account (HSA) Explained
A Basic Explanation A Health Savings Account (HSA) is a personal savings account, but the money you put into it can only be used for
Medicaid Explained
A Basic Explanation Medicaid is a state and federally funded program that helps Americans with limited income pay their medical bills. It also offers healthcare