Health Maintenance Organization (HMO) Plans Explained
A Basic Explanation With an HMO, you’ll probably need to select a primary care physician (PCP). Most HMO plans only cover your care if you
Preferred Provider Organization (PPO) Plans Explained
A Basic Explanation A PPO plan does not require you to select a primary care physician or get a referral to see a specialist. You
Government Marketplaces Explained
A Basic Explanation You may have heard the term "health insurance marketplace" or "health insurance exchange" in the news lately. It's a key element of
Metal Tiers Explained
A Basic Explanation Any health insurance plan you buy is going to pay a portion of your healthcare costs. But how generous will each plan
Medicare Explained
A Basic Explanation Medicare is a health insurance program offered by the federal government that covers many Americans as soon as they celebrate their 65th
Tax Penalties Explained
A Basic Explanation The Affordable Care Act (ACA) requires most Americans to have health coverage. If you’re required to buy health insurance and you don’t
Vision Explained
A Basic Explanation Basic vision coverage for children is an essential health benefit and must be included in all qualified plans. However, that’s not the
Pediatric Dental Insurance Explained
A Basic Explanation The Affordable Care Act (ACA) says that all children under age 19 are entitled to basic dental care. In fact, pediatric dental
Short-Term Medical Insurance Explained
A Basic Explanation Imagine you’ve lost your job and your health insurance right along with it. Luckily, you find a new job quickly—but your new
Out-of-Pocket Max Explained
A Basic Explanation Once you have health insurance, there's a limit on how much you'll pay for in-network healthcare in a plan year. It's called