Individual Consumers Taking Center Stage in Health Insurance
Source: Centers for Medicare & Medicaid Services, National Health Expenditure Projections 2013-2023 By 2018, industry data suggests that the individual health insurance market
America’s New Healthcare Economy: Rise of a Retail Approach
“The most startling metamorphosis over the last few years is the fast-paced transformation of health insurance into a true retail industry.” PwC Chairman Bob Moritz
What’s in the Stats? Employer Understanding and Consideration of Private Exchanges in a Changing Market
The Private Exchange Evaluation Collaborative (PEEC), an initiative launched by four leading nonprofit business coalitions, recently developed and released a survey for employers, with the
Technology’s Role in the Healthcare Shopping Experience
In a recent article for The Washington Post, reporter Jason Milliman asks: “Can technology pick the perfect health plan for you?” At Array Health, we
Coverage Start Date Explained
Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Maybe, maybe not. Your health insurance
Exemptions Explained
A Basic Explanation Under the Affordable Care Act, many Americans who don’t have health insurance that qualifies as minimum essential coverage will have to pay
Health Insurance Plan Deductibles Explained
A Basic Explanation Even after you buy health insurance, you'll still have to pay some medical bills. Surprised? Many people are -- and this is
Catastrophic Plans Explained
A Basic Explanation Catastrophic coverage is health insurance that primarily protects you from medical bankruptcy if you suffer a serious accident or illness. It's the
Preventive Care Explained
A Basic Explanation Taking steps to catch health problems early, before they become a big deal, is what preventive care is all about. Preventive healthcare
Copays Explained
A Basic Explanation If you have insurance and you get sick, you either make an appointment to see your doctor or drop by an urgent