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A Basic Explanation Once you buy a health insurance plan, you'll have to pay a health insurance bill every month. This is your monthly premium. You pay your premium directly

A Basic Explanation With an HMO, you’ll probably need to select a primary care physician (PCP). Most HMO plans only cover your care if you see a doctor within the

A Basic Explanation A PPO plan does not require you to select a primary care physician or get a referral to see a specialist. You can see any doctor or

A Basic Explanation You may have heard the term "health insurance marketplace" or "health insurance exchange" in the news lately. It's a key element of the Affordable Care Act (ACA)

A Basic Explanation Any health insurance plan you buy is going to pay a portion of your healthcare costs. But how generous will each plan be? What share of your

A Basic Explanation Medicare is a health insurance program offered by the federal government that covers many Americans as soon as they celebrate their 65th birthday. It was founded as

A Basic Explanation The Affordable Care Act (ACA) requires most Americans to have health coverage. If you’re required to buy health insurance and you don’t buy it, you’ll have to

A Basic Explanation Basic vision coverage for children is an essential health benefit and must be included in all qualified plans. However, that’s not the case for adults. Some marketplace

A Basic Explanation The Affordable Care Act (ACA) says that all children under age 19 are entitled to basic dental care. In fact, pediatric dental insurance is one of the

A Basic Explanation Imagine you’ve lost your job and your health insurance right along with it. Luckily, you find a new job quickly—but your new coverage doesn’t start for months