Lance Hood, VP of Marketing at Array Health, puts us in the shoes of a small business owner who can’t afford to offer health insurance to his employees in this HIT Leaders and News piece. The article talks about small group disaggregation and how distinctions between group and individual segments will become less important over time. Hood offers suggestions on how a private exchange, when used as an e-commerce health insurance platform, can enable employees leaving group coverage to shop for an individual plan using an insurer’s private exchange platform. Read the full article here.