Imagine this. You’re a self-insured employer with 500 former employers enrolled in COBRA. With
average claim costs of $10,589 per person, you have a $5.3 million expense on your balance sheet.
That’s right—$5.3 million, for people that don’t even work for you. This isn’t a hypothetical. One
employer I met with had this exact scenario. The amount of COBRA costs often ignored by employers
can be staggering.

By moving just 20 percent of those employees off of COBRA, this employer could save $1.5 million in
a matter of weeks. Now imagine you could save millions and barely lift a finger? Someone would get a
hug from his or her CFO, right? Thanks to the Affordable Care Act and a little help from us, you don’t
have to imagine anymore.

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