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A Basic Explanation All parents want their kids to grow up happy and healthy. For families who need some assistance in making sure their youngest members get the healthcare they

A Basic Explanation If your spouse suddenly has chest pains and trouble breathing, you shouldn’t have to stress about whether a trip to the ER will break the bank. That’s

A Basic Explanation Everybody wants a megawatt smile, but did you know that healthy teeth and gums contribute to the overall health of your whole body? Well, they do. Research

A Basic Explanation If you’re buying your own health insurance (meaning you’re not getting your coverage through an employer, or as part of any other group plan), you’re guaranteed coverage

A Basic Explanation An advanced premium tax credit — or simply premium tax credit — is designed to make it easier for you to afford health insurance. If you qualify,

A Basic Explanation For the 52 million Americans who care for a spouse, child, or parent, health insurance can help pay the medical bills and provide some day-to-day support. Though

A Basic Explanation If you qualify, the Affordable Care Act (ACA) can help you afford insurance by paying part of your healthcare costs.With a cost-sharing reduction, the government will help

A Basic Explanation Coinsurance (or co-insurance) simply refers to the percentage you pay when you and your insurer split the cost of some types of healthcare services -- for example,

A Basic Explanation If you go to your doctor because your stomach has been hurting for a while, it’s unlikely he’ll just guess at what’s ailing you. After a physical

Here at Array we’ve been powering private exchanges since 2006 and have seen firsthand how this strategic channel can give consumers more choice, help employers control costs and drive incremental business for our insurer clients.