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Out-of-Pocket Max Explained

By |2019-04-11T10:50:38-04:00Friday, November 7, 2014|

A Basic Explanation Once you have health insurance, there's a limit on how much you'll pay for in-network healthcare in a plan year. It's called your out-of-pocket maximum, or out-of-pocket

Hospitalization Explained

By |2019-04-11T10:50:38-04:00Friday, November 7, 2014|

A Basic Explanation Can you believe the average hospital stay lasts less than five days but costs more than $10,000? That’s one of the most important reasons to have health

Household Income Explained

By |2019-04-11T10:50:38-04:00Friday, November 7, 2014|

A Basic Explanation Will you qualify for government tax credits to help pay for your health insurance? The answer depends, in part, on your household income. In this case, household

Household Size Explained

By |2019-04-11T10:50:38-04:00Friday, November 7, 2014|

A Basic Explanation If you’re applying for government money to help you pay for health insurance, you’ll need to say how many people are in your household. Your household includes

Tobacco Usage Explained

By |2020-06-22T11:41:24-04:00Friday, November 7, 2014|

A Basic Explanation If you’re a regular tobacco user, you may have to pay more for your health insurance. In some states your premium could be as much as 50

Qualified Health Plans Explained

By |2020-06-22T10:55:46-04:00Friday, November 7, 2014|

A Basic Explanation Qualified health plans are health insurance policies that must meet certain standards established by the Affordable Care Act (ACA). Beginning in 2014 every qualified health plan, or

Qualifying Events Explained

By |2019-04-11T10:50:38-04:00Friday, November 7, 2014|

A Basic Explanation A qualifying event is just insurance-speak for certain changes in your life, such as a marriage, the loss of a job, or a move to another state.

Prescription Drug Coverage Explained

By |2019-04-11T10:50:39-04:00Friday, November 7, 2014|

A Basic Explanation Any new health insurance plan you buy for yourself or your family must cover medicines your doctor prescribes for you. (This is part of the healthcare reform

Preauthorization Explained

By |2019-04-11T10:50:39-04:00Friday, November 7, 2014|

A Basic Explanation Before you can schedule certain healthcare services you may need to get preapproval from your insurance company. This is called preauthorization. (The terms precertification, prior authorization, and